Joint Base Charleston Real Estate

  • 5th. Charleston-North Charleston’s ranking in a list of 10 U.S. metropolitan markets where it’s better to own a home than rent. Columbia (#2) + Greenville (#8) also made the list. ??
  • 41st. S.C.’s ranking in the 2018 Safest States in America – based on a Wallethub Study comparing several safety factors– like residential safety, personal safety, financial safety, road safety + workplace safety. (On a brighter note, S.C. ranked 9th for the individual category of workplace safety.)
  • 4th. Charleston’s ranking in America’s Best Small Cities for 2018– in a report published by Resonance Consultancy (advisors in tourism, real estate, + economic development). The list highlighted the city’s eleganceantebellum mansions, + sunsetsThe No. 1 spot went to Honolulu. See all the honorable mentions here.
Posted by Jodie Ford on June 11th, 2018 10:15 AM
VA Renovation Loan

A VA Renovation Loan may be the right loan option for you if you qualify for a VA Loan and are looking to make home renovations.  This loan allows borrowers to bundle renovation costs into their VA home loan, so you can make the changes you want, with one loan, one rate, and one monthly payment.  

The VA Renovation Loan allows borrowers to make home repairs or improvements totaling up to $35,000.  Loan amounts are based on the appraised value of your home after improvements have been made.  This loan product is not applicable for major renovations, but rather intended for upgrades to a new or existing home.  

Down Payment: 0%
Minimum - Maximum Repair Limits: Up to $35,000
Minimum Credit Score: 640 (purchase) 660 (refinance)
No Mortgage Insurance
Primary Residence Only
Repair Type: Alterations, minor repairs and improvements
Additional Requirements: Borrower must acquire or already have a VA loan
Posted by Jodie Ford on January 26th, 2018 2:20 PM


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