May 5th, 2013 3:28 AM by
Buying your first house can be intimidating to say the least – but it doesn’t have to be! Working with a good Charleston Realtor and following the tips below can turn an overwhelming experience into an exciting one. Buying your first home is a big step and a happy occasion – so don’t despair….instead prepare!
Know Your Price RangeMany first time Joint Base Charleston home buyers have no idea of what their REAL price range should be – and end up buying a house that is more than they can afford. Once you know your budget, you can then house shop accordingly. This will save you time and frustration, and help keep you from becoming house poor.
Get Pre-ApprovedBefore you start shopping for your new home, you need to first make sure you are qualified for financing. Seek approval from a trusted mortgage professional, and feel free to shop several lenders so you can compare and choose the best loan for your family. Once you are pre-approved, your mortgage broker can provide a pre-approval letter which you can include with your offer to buy once you find that perfect house.
Understand Needs vs. WantsNeeds include things such as the number of bedrooms, square footage, and location. Wants include things such as hardwood floors, granite counters, or a pool. The thing to remember is, your needs should be your priority when house hunting in the Charleston area.
Of course, the goal is to find a home that has both your needs and some of your wants too!
Location, Location, Location!The location of the home is something that cannot be changed – so be certain you choose a neighborhood you like. Consider things such as schools, travel time to work, and crime rate. To get a good feel for the neighborhood, try to drive through during the day and night.
Choose the Right Professionals to Help YouChoosing the right team of professionals to help you through the home buying process is KEY! First, you need an experienced Joint Base Charleston Realtor who can help you through each step of the process. You will be spending a significant amount of time with your Realtor, so why not choose someone you feel comfortable with and actually enjoying being around?
You will also need a great mortgage professional to help ensure you get the best possible loan for you and your family. Additionally, you will need a qualified home inspector once you find your dream home. Ask your Realtor for referrals, as they have worked with many different mortgage brokers, inspectors, and attorneys, and can provide you with some great recommendations.
Military Homes Charleston We specialize in helping military families enjoy a smooth PCS in and out of Joint Base Charleston, South Carolina. Buying and selling your home is one of the biggest events of your life. As your trusted Charleston Real Estate Professional, we are 100% committed to helping you the best way we can when you buy or sell your home. We have a passion for helping people, and we love what we do – call 843-410-8014 or email today!